AML operations for banks & credit unions
Operationalize CDD and EDD with a defensible risk methodology — inherent and residual scoring, corporate KYB, ongoing monitoring, and investigations your board can review.
Community banks, credit unions, and compliance teams that need methodology governance, business banking KYB, and portfolio-level monitoring — not a core banking replacement.
Complii is an AML operations layer — integrate via API with your core; it does not provide core ledger, payments, or prudential reporting.
Regulatory landscape
Typical obligations by jurisdiction and how Complii supports your program. Requirements vary — validate with your compliance counsel.
| Jurisdiction | Typical obligation | How Complii helps |
|---|---|---|
| United States | FFIEC BSA/AML — CDD, EDD, SAR | Customer profiles, risk framework, TM, cases, SAR drafts |
| United States | Beneficial ownership / CDD rule | Corporate Intelligence — UBO graph, ownership thresholds |
| EU / UK | AMLD ongoing monitoring and Simplified/Enhanced DD | Risk-based rules, adverse media, case evidence exports |
| LATAM | Local SFC/supervisory AML programs | Configurable risk methodology, screening, TM, audit trail |
| Global | Model risk and methodology documentation | Risk framework v2 with methodology snapshots and matrix export |
Typical compliance workflow
Onboard
Retail and business onboarding with tiered document requirements and KYB for legal entities.
Screen
Screen customers, related parties, and UBOs against sanctions and PEP lists.
Monitor
Monitor transactions and portfolio risk signals with explainable alerts.
Investigate
Escalate to cases, capture analyst disposition, and prepare regulatory filings.
Complii modules for this sector
Customers & onboarding
Individual and business profiles with tiered KYC.
Corporate Intelligence
KYB workspace, ownership graph, UBO calculation.
Screening & watchlists
Sanctions, PEP, and custom list matching.
Risk & policy
Inherent/residual scoring and company risk rules.
Transaction monitoring
Scenario library and real-time alerts.
Adverse media
GDELT-based media monitoring with UCID matching.
Cases & investigations
Alert-to-case workflow with evidence linking.
Audit & compliance
Immutable audit trail and exports.
Without integrated AML tooling
- Risk methodology in PowerPoint while operations run in spreadsheets
- Business banking KYB tracked outside the screening workflow
- Adverse media checks are manual and not linked to customer risk
- Exam prep requires weeks of evidence gathering
With Complii
- Methodology snapshots and L×I matrix tied to live customer scores
- Corporate Intelligence links entities, UBOs, and screening in one graph
- Adverse media hits roll into UCID and customer risk context
- Audit log and case exports ready for supervisory review
Ready to see Complii for your sector?
Build a quote with the modules your compliance program needs, or talk to our team about your regulatory context.