AML for money remittance & MSBs
Onboard senders and beneficiaries, screen against global lists, monitor corridors in real time, and prepare FinCEN-ready investigations — with UCID clustering that surfaces repeat household patterns.
Money transmitters, remittance brands, correspondent networks, and MSBs that need CIP/KYC, sanctions screening, and transaction monitoring at scale.
Complii does not replace state MSB licensing or FinCEN registration — it supports your BSA/AML program operations.
Regulatory landscape
Typical obligations by jurisdiction and how Complii supports your program. Requirements vary — validate with your compliance counsel.
| Jurisdiction | Typical obligation | How Complii helps |
|---|---|---|
| United States | BSA/FinCEN MSB rules — CIP, sanctions, CTR, SAR | KYC profiles, screening, TM scenarios, case workflow, CTR/SAR draft filings |
| United States | OFAC sanctions compliance | Sanctions/PEP screening with explainable matches and rescreening |
| EU / UK | AMLD customer due diligence and ongoing monitoring | Risk-based CDD, TM alerts, audit trail, exportable case evidence |
| LATAM | Local FIUs — listas, ROS/STR evidence, DD | Screening, customer risk, cases with evidence packages (filing via your process) |
| Global | Corridor and geographic risk | Network analytics, Geographic Intelligence (HIDTA/HIFCA), country risk |
Typical compliance workflow
Onboard
Capture KYC via portal, API, or public IV flows; link documents and custom fields per corridor.
Screen
Screen customers and beneficiaries against sanctions, PEP, and custom lists with tuned presets.
Monitor
Ingest remittances in real time; alert on velocity, corridors, amounts, and UCID-linked patterns.
Investigate
Route alerts to cases, document disposition, and prepare CTR/SAR drafts where applicable.
Complii modules for this sector
Customers & onboarding
Retail and business profiles, import, duplicates, custom fields.
Identity verification
Public KYC flows with biometrics, doc capture, and webhooks.
Screening & watchlists
Sanctions, PEP, custom lists, automatic rescreening.
Transaction monitoring
Real-time scenarios with explainable alert payloads.
UCID identity graph
Cluster repeat senders, shared addresses, and household links.
Cases & investigations
Unified alert inbox with evidence and disposition.
Regulatory filings (US)
CTR/SAR draft workflow with FinCEN filer profile.
Geographic Intelligence
HIDTA/HIFCA zones and geo-based TM scenarios.
Without integrated AML tooling
- KYC, screening, and TM in separate tools with manual CSV exports
- Repeat senders missed because each transaction looks like a new customer
- SAR narratives rebuilt from spreadsheets at month-end
- No unified audit trail across onboarding and investigations
With Complii
- One tenant-scoped identity graph from onboarding through disposition
- UCID clustering surfaces linked senders and beneficiaries automatically
- Case-linked evidence and filing drafts tied to the original alert
- Immutable audit log with role attribution for exams
Ready to see Complii for your sector?
Build a quote with the modules your compliance program needs, or talk to our team about your regulatory context.