AML for precious metals buy & sell
Identify customers, screen counterparties, detect structuring and large cash patterns, and build SAR-ready case files — built for high-cash, high-value retail.
Dealers in precious metals, stones, and jewels; pawn-adjacent operations; and retail buy/sell shops subject to dealer AML rules.
Complii does not manage inventory, assay, or point-of-sale — ingest transactions via API or import.
Regulatory landscape
Typical obligations by jurisdiction and how Complii supports your program. Requirements vary — validate with your compliance counsel.
| Jurisdiction | Typical obligation | How Complii helps |
|---|---|---|
| United States | FinCEN dealer in precious metals AML program | Risk framework, CDD profiles, TM, cases |
| United States | CTR and SAR for cash transactions | TM thresholds, CTR/SAR draft filings from cases |
| EU / UK | AMLD high-value dealer obligations | CDD, screening, monitoring, audit evidence |
| Global | Sanctions on counterparties | Sanctions/PEP screening with match review |
Typical compliance workflow
Onboard
Capture ID and transaction party details at point of sale or intake.
Screen
Screen buyers and sellers against sanctions and PEP lists.
Monitor
Flag structuring, round amounts, and velocity across repeat customers.
Investigate
Escalate suspicious patterns to cases and SAR preparation.
Complii modules for this sector
Customers & onboarding
Counterparty profiles and ID document storage.
Identity verification
Document capture and validation for walk-in customers.
Screening & watchlists
Sanctions and PEP matching.
Transaction monitoring
Cash amount, frequency, and structuring scenarios.
Cases & investigations
Suspicious activity documentation.
Regulatory filings (US)
CTR/SAR draft support.
Audit & compliance
5-year-ready evidence and audit log.
Without integrated AML tooling
- Paper ID copies with no screening linkage
- Structuring only noticed during annual audit
- SAR narratives written from memory
- No repeat-customer view across branches
With Complii
- Digital ID with screening at intake
- Real-time TM on cash patterns
- Case-linked SAR drafts with transaction evidence
- UCID links repeat buyers across locations
Ready to see Complii for your sector?
Build a quote with the modules your compliance program needs, or talk to our team about your regulatory context.